請更新您的瀏覽器

您使用的瀏覽器版本較舊,已不再受支援。建議您更新瀏覽器版本,以獲得最佳使用體驗。

Eng

Hong Kong’s New Fintech Disruptor in UK Property Investment

Home Journal

發布於 07月09日03:25

The UK property market is a global hotspot for investors, renowned for its stability, high rental yields, and robust demand for rental properties. GoGoProp, a Hong Kong-based fintech disruptor, is transforming the property investment landscape by addressing the challenges faced by international buyers with its innovative digital solutions.

A new generation of disruptors are helping Hong Kong establish itself as a global hub for fintech innovation as they provide digital solutions that are changing the way the world does business.

For Christopher Lindvall, founder of the startup, that has meant focusing on a traditional market – namely, property investment in the United Kingdom – and plugging a liquidity gap that has long been the bane of investors both from Hong Kong and from around the world.

Whereas banks can take up to 90 days to approve loans for international buyers, and sometimes even longer, GoGoProp – fully regulated with a Hong Kong money-lending license – delivers initial decisions within 24 hours and completes full loan processing in as little as 10 days.

We are not here to replace the banks. We enable clients to buy time.

For example, a local Hong Kong investor who secured equity release financing for their £1.2 million London property within days. This fast turnaround allowed them to act on a unique investment opportunity that would have been lost if they had relied on traditional banks, which often take months to process similar loans.

“Buying an investment property should be exciting and fun, not a source of stress,” explains Lindvall, the entrepreneur who previously built and sold the successful digital media outlet Lifestyle Asia. “We are not here to replace the banks. We enable clients to buy time, negotiate confidently, and transition to long-term financing with traditional banks.”

The response since the May public launch of GoGoProp has reflected just how hungry the market is for such innovative digital loan approaches – both local and globally – with the start-up reporting 500% more applications than initially anticipated.

The $140 billion UK property market valued by overseas investors remains a global hotspot. It consistently attracts international buyers thanks to its steady price growth, high yields, and strong rental demand. Notably, Hong Kong leads the way, contributing approximately £10.8 billion, according to UK estate agent Benham and Reeves. Cities such as London, Birmingham, and Manchester continue to dominate as top choices, offering attractive returns and long-term investment potential.

The problem has been that the UK is a market where developers often demand payment within weeks, while banks take months to approve loans. It’s a mismatch that costs investors countless opportunities.

Also, nearly one-third of international investors see their first loan applications rejected, while others scramble to secure financing in under two weeks, according to GoGoProp.

The company provides two key services: short-term loans for newly built properties and equity release for existing property owners. Loan terms range from as little as three months up to 12 months, with investors able to borrow up to 65% of a property’s value at a competitive one percent monthly interest. This enables investors to meet developers' deadlines without bank delays or denials.

“We're addressing a multi-billion-dollar gap in property investment,” says Lindvall. “Our innovative, client-first approach makes GoGoProp a compelling opportunity for investors seeking substantial returns.”

Demand has surged not just from Hong Kong but also acrossAsia, Europe, the Middle East, and Africa. Investors are increasingly drawn to the UK’s stable property market and GoGoProp’s ability to meet tight deadlines with ease.“We’re seeing more demand than we can currently handle,” says Lindvall, who has the company “poised” for expansion “into all global markets”.

The overwhelming demand so far has not gone unnoticed by investors. The startup’s early success has drawn venture capital from Hong Kong, Dubai, Sweden, and England, signaling strong confidence in the GoGoProp mission.

The company's success is powered by cutting-edge data program algorithms that assess borrower risk profiles and automate the loan approval process. This technology enables initial decisions to be made within 24 hours, ensuring investors can act quickly in competitive markets. By eliminating traditional bottlenecks, GoGoProp not only saves time but also provides precision and accessibility for its clients.

With demand surging from across the globe, GoGoProp is addressing a multi-billion-dollar gap in property investment. Its innovative, client-first approach is enabling investors to overcome financing challenges and secure lucrative opportunities. As the company prepares to expand into new global markets, it is poised to redefine property financing and deliver a impact worldwide.

查看原始文章
Loading...
Loading...
Loading...
Loading...
Loading...
Loading...
Loading...
Loading...

最新內容

First shale oilfield in China's Sichuan Basin

XINHUA

Trump orders firing of labor statistics chief after weaker-than-expected jobs report

XINHUA

Interview: Lesotho trade minister calls U.S. tariffs unfair to developing countries

XINHUA

Power resumed in all rainstorm-hit villages in Beijing

XINHUA

China renews alerts for rainstorms, high temperature

XINHUA

Update: Film on Nanjing Massacre tops 1 billion yuan, leading China's summer box office

XINHUA

Xinhua News | 4 killed in bar shooting in U.S. Montana, search for suspect ongoing

XINHUA

Film on Nanjing Massacre tops 1 billion yuan, leading China's summer box office

XINHUA

Xinhua News | China's central bank pledges stronger support for innovation, consumption in H2

XINHUA

LensToLens | Buenos Aires launches first all-electric-bus line with Chinese vehicles

XINHUA

Xinhua Photo Daily | Aug. 2, 2025

XINHUA

Asia Album: National Day celebrations in Singapore

XINHUA

Cambodia, Thailand to mull over border issue in Malaysia next week

XINHUA

BLUETTI Apex 300 Launches in Retail After Raising $5.4M, Leading 2025's Crowdfunding Charts

PR Newswire (美通社)

Japan logs dangerous heat of 40 degrees Celsius for 3rd day

XINHUA

Cambodia's Angkor makes 28.6 mln USD from ticket sales during Jan.-July period

XINHUA

Roundup: Qin Haiyang completes breaststroke golden double while Ibarra ends China's golden run in 3m springboard at Worlds

XINHUA

Macao marks 100-day countdown to National Games with citywide events

XINHUA

Kepler's Forerunner K2 "Bumblebee" Robot Completes 8-Hour Livestream at WAIC 2025, signaling major step toward real-world deployment of embodied AI in industrial settings

PR Newswire (美通社)

Golden Harvest by Karatokay Lake, Xinjiang

XINHUA

Dual-use bridge: subway trains, cars run side-by-side on SW China bridge

XINHUA

UN chief presents proposals for review of mandate implementation

XINHUA

Global AI Data Center Infrastructure Leader Zettabyte Receives Strategic Investment from Lam Capital

PR Newswire (美通社)

NASA, SpaceX launch new crew rotation mission to space station

XINHUA

Full Truck Alliance Co. Ltd. Announces Changes to Its Freight Brokerage Service

PR Newswire (美通社)

Iran to set up "defense council," says media

XINHUA

Palestine wants demilitarized Palestinian state, including Gaza: Abbas

XINHUA

Harbour City Shopping Mall Unveils Hong Kong's Grandest 50th Anniversary Celebration for My Melody, Kiki & Lala

PR Newswire (美通社)

Eurozone inflation holds steady at 2 pct in July, despite regional variations

XINHUA

FNZ Directors Move to Silence Employee Shareholders Behind USD $4.6 Billion Class Action

PR Newswire (美通社)

Tourism contributes nearly 12 pct of Portugal's economy in 2024, but growth impact slows

XINHUA

InPics: 100-day countdown to China's 15th National Games

XINHUA

Mexico's Osmar Olvera Ibarra wins men's 3m springboard gold at Singapore Worlds

XINHUA

Qin Haiyang admits not "fully back" despite Singapore golden double

XINHUA

Noah Holdings and ARK Wealth Hosts Inaugural Global Chinese Wealth Management and Inheritance Summit in Singapore

PR Newswire (美通社)

FIVB President tells local amateurs to "keep enjoying the game" at men's VNL Finals

XINHUA

"Hong Kong Cat Expo 2025" Officially Opens

PR Newswire (美通社)

Chinese vice premier urges all-out efforts to tackle Chikungunya fever outbreak

XINHUA

Mabwell Announces IND Application Acceptance for CDH17-Targeting ADC 7MW4911 from Both NMPA and FDA

PR Newswire (美通社)

Elegoo Wraps the First Phase of "ELEGOO With Her", Spotlighting Women Creators in Home Decor, Fashion, Cosplay, and Education

PR Newswire (美通社)